Securing a second citizenship through investment remains one of the most efficient ways to enhance global mobility, optimize tax planning, and ensure long-term security.  Though this can often be a costly, long process and while some programs do require million-dollar investments, several government-approved citizenship by investment (CBI) programs offer an affordable second passport for as little as $105,000.

At La Vida, we specialize in guiding investors through the most cost-effective and reputable CBI programs worldwide. Below, we analyse the top 5 most affordable citizenship by investment options in 2025, including key benefits, processing times, and due diligence requirements.

Cheapest Citizenship by Investment Programs Overview

CountryMinimum InvestmentInvestment TypeProcessing TimeKey Benefit
NauruNauru$105,000Government Donation3-4 monthsMost affordable CBI Option
VanuatuVanuatu$130,000Government Donation1-3 monthsFastest approval worldwide
Dominican RepublicDominica$200,000Government Donation /
Real Estate Route
6-12 monthsMost affordable Caribbean CBI option
AntiguaAntigua$230,000Government Donation /
Real Estate Route
6-12 monthsHighest visa-free travel access
GrenadaGrenada$235,000Government Donation /
Real Estate Route
4-6 monthsUS E-2 Visa eligibility

Nauru: Cheapest Citizenship by Investment

Newly launched in 2025, Nauru’s Citizenship by Investment program is now the cheapest CBI option in the world, with an entry point of just $105,000, plus fees. The program offers simplified due diligence procedures with fast processing timelines, completed within 3-4 months. Nauru’s citizenship serves as both a practical travel document and strategic asset for investors with looking to secure a quick ‘Plan B’ passport.

Nauru Visa-Free Access (102 countries):
Including UK, UAE, Singapore, Ireland, Malaysia, Hong Kong, Qatar

Full Nauru Passport Analysis

Grenada Citizenship: Most Popular with Additional Pathway to USA E-2 Visa 

Grenada offers citizenship from $235,000 through a government donation to the National Transformation Fund. There is also a real estate investment route available from $270,000. Although slighter higher in cost, many investors prefer this route as it possible to sell your investment after several years. Grenada is currently processing applications in good time, approximately 4–6 months from the date of submission and Grenada citizenship is granted for life. Uniquely, Grenada holds a USA E-2 Treaty Agreement, allowing citizens to apply for a US residency visa for an additional investment, making it an ideal solution for global entrepreneurs looking to gain access to the USA as well.

Grenada Visa-Free Access (153 countries):
Includes EU Schengen zone, UK, Hong Kong, Singapore

Full Grenada Passport Analysis

Vanuatu: Fastest Citizenship by Investment (Development Support Program)

Vanuatu continues to offer the fastest CBI approval globally, with many citizenship applications often approved within 1–2 months following submission. A single applicant needs to invests $130,000, plus fees, while a family of four can apply for $180,000, equating to just $80,000 per person, plus fees. The program combines speed with strong due diligence and no residency or language requirements.

Vanuatu Visa-Free Access (148 countries):
Including Russia, Singapore, Philippines, Malaysia, Hong Kong, South Korea.
Note – Access to the EU Schengen Zone and UK is currently on hold and under review. 

Full Vanuatu Passport Analysis

Dominica: Cheapest Caribbean Citizenship By Investment

With a minimum government donation of $200,000, Dominica offers the cheapest Caribbean CBI option. As one of the longest-standing programs in the region, it boasts a streamlined application process with no residency or visitation requirements.

Dominica Visa-Free Access (153 countries):
Including China, Germany, France, Switzerland, Singapore, UAE, Hong Kong and more.

Full Dominica Passport Analysis

Antigua: Affordable Citizenship With High Visa-Free Travel

Antigua’s National Development Fund option requires a government contribution of $230,000, covering up to four dependents in a single application, plus fees. This programs delivers visa-free access to over 160 countries and territories giving it the highest amount of visa-free travel on this list  Antigua maintains Commonwealth membership benefits and a favorable tax framework for wealth preservation.

Antigua Visa-Free Access (161 countries):
EU Schengen zone, UK, Hong Kong, Singapore, Canada

Full Antigua Passport Analysis

All five programs outlined above represent the most cost-effective citizenship-by-investment solutions currently available in 2025. They offer accessible entry points for global investors seeking to safeguard their future. However, as with any major investment, greater capital often unlocks additional benefits – such as broader visa-free access, tax advantages, or access to exclusive treaty rights. For investors willing to explore higher-tier options, there are further opportunities that may align even more closely with long-term lifestyle and legacy goals.

To explore the full spectrum of citizenship and residency options available, speak to our expert team at La Vida for personalised, confidential advice.

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