Unlocking Portugal’s Golden Visa with IRA Funds

At La Vida, we have been assisting U.S. investors in obtaining second residency or citizenship through investment for many years. Over recent years, we have seen a significant surge in demand from American clients considering the Portuguese Golden visa program as a route to gain European residency. One trend that has gained considerable momentum is the use of IRA (Individual Retirement Account) funds to finance Golden Visa-eligible investments.

La Vida’s Trusted IRA Advising Partner

While La Vida is an expert in Golden Visa programs, we recognise that the financial structuring of such investments can be complex, especially when it involves retirement funds. We are not financial or tax advisors but are thrilled to have partnered with leading Individual Retirement Account (IRA) specialists in the USA who can guide investors through this exact process. These experts help ensure compliance with IRS regulations and facilitate the correct structuring of investments within a Self-Directed IRA (SDIRA).

Many U.S. investors are turning to this approach as a means of diversifying their IRA portfolios with the additional bonus of securing European residency for themselves and their families. The Portugal Golden Visa remains one of the most attractive residency-by-investment programs globally, offering visa-free access to the Schengen zone and a pathway to citizenship after five years with only 7 days minimal stay per year required. The program requires applicants to invest €500,000 into a qualifying private equity fund.

For those considering this strategy, it is crucial to consult with a qualified IRA custodian or financial professional to determine whether this is the right option for their personal circumstances.  La Vida is here to guide and assist investors on the Golden Visa process, and our dedicated IRA partners can advise on how to structure the investment, ensuring a smooth and compliant application.

If you would like to learn more about how IRA funds can be used for a Portugal Golden Visa investment, we would be happy to introduce you to our trusted financial partners. Please get in touch today to explore your options.